An injured victim is contacted almost immediately after the motor vehicle accident by the defendant’s insurance company telling her to sign this medical release and this will ensure payment of her medical bills. This statement alone is misleading.
Bottom line. . . . if the defendant is at fault, then they are responsible for your reasonable medical care incurred as a result of their negligence. If they are insured then the insurance company will be the responsible party.
You are not required to sign “their” medical release before they will be responsible for the payment of your reasonable medical care. In fact, you might want to obtain your own medical records on your own behalf, instead of signing a general medical records release allowing the insurance company unfettered access to your medical history. Allowing the insurance company access to your medical history could result in minimizing your claim by alleging your injuries were pre-existing based on the history obtained from your medical records.